Small Business Resources

Questions About My Credit Report

SBFE is a not for profit trade association for small business lenders and facilitates the exchange of our Members' business account data to specific business credit reporting agencies that have licensing agreements with SBFE. SBFE itself is NOT a commercial credit bureau and does not compile, create or sell credit reports. If you want to obtain a copy of your business’s credit report, or have questions related to your business’s credit report, please contact one of the following business credit reporting agencies that have a relationship with SBFE.

Mailing Address:

LexisNexis Risk Solutions FL Inc.
Attention:
Small Business Advocacy Center
P.O. Box 105108
Atlanta, GA 30348-5108

Mailing Address:

Equifax Commercial Solutions
P.O. Box 740249
Atlanta, GA 30374-0249

Experian, PayNet, and Cortera are examples of other business credit reporting agencies and are not associated with SBFE.  You may want to reach out to these companies directly concerning questions related to information they may have on your business.

If you are trying to obtain a copy of your personal credit report, you may contact one of the following big three consumer credit reporting agencies directly: Equifax, Experian, and TransUnion.

FAQs

Does SBFE provide small business credit reports?

SBFE is a not for profit trade association for small business lenders and facilitates the exchange of our Members' business account data to specific business credit reporting agencies that have licensing agreements with SBFE. SBFE itself is NOT a commercial credit bureau and does not compile, create or sell credit reports. If you want to obtain a copy of your business’s credit report, or have questions related to your business’s credit report, please contact one of the business credit reporting agencies who have a relationship with SBFE mentioned above.

Can a small business become an SBFE Member?

SBFE membership is open to any US small business lender who has the ability to report their business account data to SBFE.  Small businesses are not permitted to self report their account information directly to SBFE. To find out if your lender is an SBFE Member, please ask your lender. If your lender is not an SBFE Member, you may want to encourage them to become one so that your business can begin building a good credit history to help your business grow and get the credit it deserves.  You may direct your lender to us at info@sbfe.org for further membership conversations.

How does my small business information get to SBFE?

If your lender is an SBFE Member, your small business information is already being contributed to SBFE to help you build a good credit history and get the credit it deserves.  At SBFE, your business information is protected and secured from marketing uses that may be perceived to be predatory. Certified Vendors receive your account information from the SBFE Data Warehouse™ and combine it with other data sources (examples: public record, Secretary of State filings, and trade-type account receivable data) on your company.  Certified Vendors compile this information to create a credit report and credit risk score on your business.

Is my small business information in the SBFE Data Warehouse™?

Yes, if your lender is an SBFE Member.  If your lender is not an SBFE Member, you may want to encourage them to become one so that your business can begin building a good credit history to help your business grow and get the credit it deserves.  Please suggest that they become an SBFE Member and contact us at info@sbfe.org.

Resources to Help Build My Business

The organizations below provide valuable resources for U.S. small businesses. Visit their websites to learn more.

Small Business Administration (SBA):

Your local Small Business Development Center:

Your local SCORE Business Mentor: