Terms of Use

Thank you for visiting the official website of SBFE.

By using this website or accessing, browsing, reading or downloading information from this website, you agree to be bound by these Terms of Use in addition to any and all applicable laws and regulations.  If you do not agree to these Terms of Use, please exit this website now.

These Terms of Use are subject to change by SBFE at any time without notice.  Please check this website periodically for changes to the Terms of Use.  Any changes to the Terms of Use supersede and replace all previously posted Terms of Use.


This website is operated by SBFE.  No material from this website may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way except in accordance with these Terms of Use.  All materials contained on this website are subject to copyright protection by SBFE or are licensed or otherwise published by SBFE with the permission of the owner of the material.  All rights in such materials published with permission of the material’s owner are reserved to the respective owners.

SBFE IS NOT RESPONSIBLE FOR, AND EXPRESSLY DISCLAIMS, ALL LIABILITY FOR, AND DAMAGES OF ANY KIND ARISING OUT OF USE, REFERENCE TO, OR RELIANCE ON ANY INFORMATION CONTAINED WITHIN THE SITE.  All content located on or available from the SBFE website is provided “as is,” and SBFE makes no representations or warranties, express or implied, including but not limited to, warranties of merchantability, fitness for a particular purpose, title, and non-infringement of proprietary rights.  Without limiting the foregoing, SBFE makes no representation or warranty that content located on the SBFE website is free from error or suitable for any purpose or that the use of such content will not infringe any third-party copyrights, trademarks, or other intellectual property rights.


Although the SBFE website may include links providing direct access to other Internet resources, including websites, SBFE is not responsible for the accuracy or content of information contained in any linked sites.  Links from SBFE to third-party sites do not constitute an endorsement by SBFE of the third parties or their products and services.

These terms of use will be construed, interpreted, and applied according to the laws of the State of Ohio and of the United States.

Updated August 2020