You will be able to view the current borrowing activity and the debt position of a merchant. Without the use of SBFE Data-driven product you could be missing the early warning indicators that a merchant might be in financial trouble.
You can use SBFE Data-driven product to verify the existence of a small business by viewing business name, address, and contact information on one of the largest repositories of commercial data in the United States.
SBFE gathers and protects the largest aggregation of small business payment data in the US and leverages the power of that data to help the small business industry build a true and accurate picture of small business credit.
Small business lenders and merchant acquirers become members and contribute their commercial performance data to SBFE where it is protected from marketing use.
SBFE normalizes data received from members and governs both contribution quality and SBFE vendor compliance.
Dun & Bradstreet, Equifax, Experian and LexisNexis Risk Solutions are the SBFE-approved commercial credit reporting agencies who develop risk products using SBFE Data exclusively for members.
Members may purchase SBFE Data-driven products developed and offered by SBFE Certified Vendors for their credit decisioning and portfolio monitoring functions.
SBFE Members rely on SBFE’s distinctive information security, risk and data governance controls. This confidence attracts lenders and merchant acquirers of all sizes and types from across the industry, making SBFE Data™ a rich and robust information source to enable sound credit risk management decisions.
Consistent monitoring and membership control of all contributed business data ensures high quality data
Deep and broad penetration into small business payment performance that tends to outperform other data sources for credit decisioning purposes
A single feed to SBFE greatly simplifies your operations while enabling innovation and competition through SBFE’s multi-Certified Vendor model
Advocacy and partnership opportunities with industry peers to grow your business and better help your small business customers