Stronger data for more predictive commercial lending

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How do you manage risk?

Membership Benefits

Managing Enterprise Risk

I'm going to be a mighty king, so enemies beware. Well, I've never seen a king of beasts with quite so little hair.

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Join SBFE

SBFE Membership Benefits

I'm going to be a mighty king, so enemies beware. Well, I've never seen a king of beasts with quite so little hair.

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Proud to partner with these SBFE Members

The Small Business Financial Exchange (SBFE) is an industry trade association comprised of over 135 U.S. small business lenders, including many of the largest banks and credit card issuers.  Established in 2001, SBFE provides a central repository for aggregating credit payment performance data and providing it to major credit reporting bureaus for inclusion in risk management products.

SBFE by the numbers

10/10
Largest U.S. business card issuers contribute data to SBFE
40M+
Largest U.S. business card issuers contribute data to SBFE
23+
Years of historical data, dating back to 2001
98M+
Accounts represented in SBFE data
10
Of the top 10 commercial banks contribute data to SBFE
135+
Approximate members, including 465+ total portfolios, 66% of which are contributed by traditional financial lenders

A brief history of SBFE

2001

SBFE is formed.

2006

SBFE hits critical mass.

2014

SBFE LLC is formed and the multi-Certified Vendor model is launched

2018

All 4 SBFE Certified Vendors have joined the model and are live with SBFE data-driven products

2021

20 years of Strength in Numbers for Small Business Lending