Join SBFE.

Manage Commercial

Credit Risk.

SBFE Delivers Risk Management Solutions Through Strategic Relationships.

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Join SBFE.

Evaluate Small

Business Credit Risk

Improve your ability to effectively price your offerings by enhancing your ability to evaluate risk.

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For Lenders
For Merchant Acquirers

Comprehensive, predictive, secure

Gain a unique advantage in your target market.

More About Data Licensing

Data licensing opportunities for all

Certified Vendors

SBFE's premier licensees are called Certified Vendors.  SBFE Certified Vendors receive SBFE's entire dataset representing tens of millions of small businesses, dating back to 2001

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Subset Licensing

An alternative option to the Certified Vendor pathway. You may choose to receive a subset of SBFE's data that is customized to your needs.

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Proud to partner with these SBFE Members

who we are

The Small Business Financial Exchange (SBFE) is an industry trade association comprised of over 135 U.S. small business lenders, including many of the largest banks and credit card issuers.  Established in 2001, SBFE provides a central repository for aggregating credit payment performance data and providing it to major credit reporting bureaus for inclusion in risk management products.

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SBFE by the numbers

10/10
Largest U.S. business card issuers contribute data to SBFE
40M+
Largest U.S. business card issuers contribute data to SBFE
23+
Years of historical data, dating back to 2001
98M+
Accounts represented in SBFE data
10
Of the top 10 commercial banks contribute data to SBFE
135+
Approximate members, including 465+ total portfolios, 66% of which are contributed by traditional financial lenders

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Small Business FAQs
Risk Management Solutions

SBFE built its single-feed, multi-Certified Vendor model to support the safe and secure growth of small businesses by delivering a highly accurate and comprehensive picture of a small business through SBFE Data™ across a broad ecosystem.

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