Components

Available Classifications

SBFE Data Blocks are packaged in the following classifications.

ADI
Account Detail Information
APPI
Account Payment Performance Information
BBI
Business/Borrower Information
CI
Collateral Information
GI
Guarantor Information
MADI
Merchant Account Detail Information
MAPPI
Merchant Account Payment Performance Information

Explore SBFE's Data Blocks

Data Block sub-headline goes here

ADI
Account Detail Information
APPI
Account Payment Performance Information
BBI
Business/Borrower Information
CI
Collateral Information
GI
Guarantor Information
MADI
Merchant Account Detail Information
MAPPI
Merchant Account Payment Performance Information
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licensing sbfe data

Leverage SBFE data to enhance your products, deliver deeper insights, and create lasting value for your customers.

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current member Resources

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Classification:

ADI

Account Detail Information

ADI
SBFE Contribution ID
ADI
Extract Date
ADI
End of Cycle Date
ADI
Cycle Identifier
ADI
Cycle Identifier
ADI
Cycle Length
ADI
Account or Contract Number
ADI
Type of Account Being Reported
ADI
Account Status 1
ADI
Account Status 2
ADI
Date Account Was Originally Opened
ADI
Date Account Was Closed
ADI
Basis for Account Closure
ADI
Maturity or Expiration Date of Account
ADI
Date Inactive
ADI
Sub-Account Type
ADI
Recent Activity Indicator
Become a Member

Membership Onboarding Process

Qualify

Talk to SBFE to see if you're qualified.

Apply

Apply and pay the application fee.

sign

Sign your MPA.

contribute

Start your contribution.

access

Start accessing product.

network

Network with other members by coming to the Annual Member Meeting.

Why become a licensee of SBFE data?

We believe that SBFE’s small business credit payment performance dataset is the most comprehensive and the most predictive you’ll find in the industry.  Combining SBFE’s data with your credit evaluation products and services may provide you with a unique advantage in your target market.

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SBFE by the numbers

10/10
Largest U.S. business card issuers contribute data to SBFE
40M+
Small businesses with $370 billion in outstandings represented
23+
Years of historical data, dating back to 2001
98M+
Accounts represented in SBFE data
10
Of the top 10 commercial banks contribute data to SBFE
135+
Approximate members, including 465+ total portfolios

SBFE Members

Data Licensee Benefits

Data licensing sub-headline goes here

Benefit #1

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Benefit #2

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Benefit #3

I'm going to be a mighty king, so enemies beware. Well, I've never seen a king of beasts with quite so little hair.

Benefit #4

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How is the data licensed?

Below is a quick overview of the steps taken to license SBFE data.

Step 1

Pick your data blocks.

Choose the specific data classifications of the data you would like to license, for example Account Detail Information.

Step 2

Pick your frequency of updates.

Choose your frequency of updates. Pick from daily, weekly, monthly, quarterly or annually.

Step 2

Pick your permitted purposes.

Select the purposes for which you intend on using the data.

Risk Management (SMB Accounts)
Collections & Recovery
Underwriting (SMB Accounts)
Fraud Prevention
Operational Risk
Elevated Risk Identification
Business Credit Report Disclosure
Other Approved Purposes by SBFE

What can I do with the data?

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Classification:

ADI

Account Detail Information

ADI

Account Detail Information

SBFE Contribution ID
Extract Date
End of Cycle Date
Cycle Identifier
Cycle Length
Account or Contract Number
Type of Account Being Reported
Account Status 1
Account Status 2
Date Account Was Originally Opened
Date Account Was Closed
Basis for Account Closure
Maturity or Expiration Date of Account
Date Inactive
Sub-Account Type
Recency Activity Indicator
Original Credit Limit
Current Credit Limit
Payment Frequency
Term of Account in Months
First Payment Due Date
Final Payment Due Date
Original Rate
Floating Rate
Promotional Period
Payment Structure
Count YTD Purchases
Count LTD Purchases
Sum YTD Purchase Amounts
Sum LTD Purchase Amounts
Remaining/Total Balance
Carried Over Amount
New Charges Applied
Balloon Payment Amount Due
Balloon Payment Due Date
Government Guarantee Flag
Government Guarantee Category
Portion Guaranteed by Government
appi

Account Payment Performance Information

Delinquency Status
Payment History Profile (last 12 months)
Payment History Profile (13-24 months)
Payment History Profile (25-36 months)
Payment History Profile (37-48 months)
Length of Payment History
Payment Amount Scheduled
Most Recent Payment Amount
Date of Most Recent Payment
Remaining/Total Balance
Date of Delinquency
Number of Days Delinquent
Total Past Due Amount
Max Number of Past Due Aging Amounts
Past Due Aging Bucket Type
Past Due Aging Amount/Bucket 1
Past Due Aging Amount/Bucket 2
Past Due Aging Amount/Bucket 3
Past Due Aging Amount/Bucket 4
Past Due Aging Amount/Bucket 5
Past Due Aging Amount/Bucket 6
Past Due Aging Amount/Bucket 7
Maximum Number of Payment Tracking Cycle Periods Provided
Payment Tracking Cycle Type
Payment Tracking Cycle 0 (Current)
Payment Tracking Cycle 1 (Over 1 Payment Period)
Payment Tracking Cycle 2 (Over 2 Payment Periods)
Payment Tracking Cycle 3 (Over 3 Payment Periods)
Payment Tracking Cycle 4 (Over 4 Payment Periods)
Payment Tracking Cycle 5 (Over 5 Payment Periods)
Payment Tracking Cycle 6 (Over 6 Payment Periods)
Payment Tracking Cycle 7 (Over 7 Payment Periods)
Date Account was Charged-Off
Amount Charged-Off by Creditor
Charge-Off Type Indicator
Total Charge-Off Recoveries to Date
BBI

Business/Borrower Information

Business Name of Account Holder
Doing Business As (DBA)
Legal Business Structure
Date Business Started
Address Line 1
Address Line 2
City
State
Zip Code Postal Code
Zip +4
Country Code
Primary Address Indicator
Address Classification
Classification Code Type
Classification Code
Primary Industry Code Indicator
Privacy Indicator
Area Code
Telephone Number
Telephone Extension
Primary Telephone Indicator
Published/Unpublished Indicator
Type of Phone
Federal Tax ID/SSN
Federal Tax ID/SSN Identifier
CI

Collateral Information

Collateral Indicator
Type of Collateral Secured for this Account
Collateral Description
GI

Guarantor Information

Guarantor(s) Indicator
Number of Guarantors
Owner(s) /Principal(s) Indicator
Number of Owner(s)/Principal(s)
Address Line 1
Address Line 2
City
State
Zip Code Postal Code
Zip +4
Country Code
Primary Address Indicator
Address Classification
Classification Code Type
Classification Code
Primary Industry Code Indicator
Privacy Indicator
Area Code
Telephone Number
Telephone Extension
Primary Telephone Indicator
Published/Unpublished Indicator
Type of Phone
Federal Tax ID/SSN
Federal Tax ID/SSN Identifier
MADI

Merchant Account Detail Information

Destination Media Code
Total Destination Media Account
Total Destination Media Amount
Privacy Indicator
Total Transaction Count
Total Transaction Amount
Merchant Account Status
Merchant Reserve Amount
MAPPI

Merchant Account Payment Performance Information

Card Transaction Type
Total Card Transaction Type Count
Total Card Transaction Type Amount
Total Chargeback Count by MCC
Total Chargeback Amount by MCC
Total Refund Count by MCC
Total Refund Amount by MCC
Total Processing Rejects Count
Total Processing Rejects Amount
Total Chargeback/Adjustment Count
Total Chargeback/Adjustment Amount
Total Processing Refund Count
Total Processing Refund Amount
Total Amount Unpaid
Total Amount Settled
Average Days to Deliver
Refund Code
Total Refund Count
Total Refund Amount
Chargeback Code
Total Chargeback Count
Total Chargeback Amount

Permitted Purposes

Risk Management (SMB Accounts)
Collections & Recovery
Underwriting (SMB Accounts)
Fraud Prevention
Operational Risk
Elevated Risk Identification
Business Credit Report Disclosure
Other Approved Purposes by SBFE

SBFE Datablocks

SBFE Table of Data Elements

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Data Licensing

How is the data licensed?

select data

Pick your data blocks

choose frequency

Pick your frequency of updates

purpose

Pick your permitted purposes

Licensing FAQs

Do you have questions? We have Answers.

What is an SBFE licensee?

An SBFE licensee is an organization that pays a fee to SBFE and receives SBFE data on a recurring basis in exchange.  Licensees develop SBFE data-driven products and services exclusively for SBFE members with the data they receive.

Why become a licensee of SBFE data?

We believe that SBFE’s small business credit payment performance dataset is the most comprehensive and the most predictive  you’ll find in the industry.  Combining SBFE’s data with your credit evaluation products and services may provide you with a unique advantage in your target market.

What are "Data Blocks"

I'm going to be a mighty king, so enemies beware. Well, I've never seen a king of beasts with quite so little hair. I'm going to be a mighty king, so enemies beware. Well, I've never seen a king of beasts with quite so little hair.

How do I get more information on licensing SBFE Data?

Contact info@sbfe.org to request a meeting to further explore your opportunity.

Still have questions?

Contact us for more information.

Contact Us

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