This unique national database, managed by Equifax for Member companies, is composed of small business tradeline data including loans, credit lines, leases, credit cards and Small Business Administration (SBA) loans.

About SBFE Key Facts FAQs Contact Info Key Facts What does the Small Business Financial Exchange offer? Small business identification data Access by Members only, based on reciprocity Positive and negative tradeline data Online, real-time access Monthly updates of each Member's data How may the data be used? Marketing use is restricted Modeling is limited to Members' internal scores or opt-in generic scores What are the benefits of the Small Business Financial Exchange? Enhances underwriting decisions by providing a more complete snapshot of a small business' financial obligations Helps manage the quality of small business portfolios by allowing the review of existing customers' credit performance Assists in preventing fraud by providing the small business address, telephone number, tax ID number and principal's name Improves collection efforts by supplying the most current contact information for small businesses Increases confidence in extending credit to a broader small business customer base Who are the members of the Small Business Financial Exchange? Leading national and regional financial institutions providing a solid representation of information across creditors